Introduction and making the contract
- Insurance, indemnity insurance and professional indemnity insurance
- Utmost good faith, disclosure and representations
- Formation, terms and form of the contract
- Illegality
The professional indemnity policy - preliminary clauses
- Construction and effect of policy terms
- Parties and claimants, the insured and the insurer
- Duration and cover of renewals
- Limits on the amount of cover
Clauses on the risk
- Professionals
- Clauses on risk, advice and the elements of cover, activity, loss, contingency, cause of action, remedy and liability
- Clauses on risk - representing the client, the professional as agent
- Clauses on risk - related services, property, goods and products
- Clauses on risk - vicarious liability
Claims
- Claims - steps on the application for indemnity
- Claims and defences
- Subrogation
- Insolvency