Provides comprehensive guidance on the law of cyber risks insurance and its practical application.
Explains cyber risks exposures, cyber security assessment, and the insurance coverage necessary to protect you.
Sample exclusion clauses issued by the Lloyd’s Market Association, International Underwriting Association and other leading industry organisations.
Includes a selection of practical clauses on issues such as cyber non-aggregation, information technology hazards, terrorism, ransom, and cyber-attacks.
Takes a detailed look at cyber risks modelling, reinsurance and the underwriting of cyber risks.
Addresses first party coverage issues including those relevant to network security breaches.
Commentary on third party liability coverage including privacy and media liability issues.
Looks at silent cyber exposure, coverage and exclusions (e.g. CL380 and NMA2914/5) including property, construction, marine, and liability lines of insurance.
Covers cyber incidents, claims issues and the emergence of court disputes in this area – with comparative analysis of US cases.
Discusses the extent of cyber crime coverage including the crimes of extortion and fraudulent transfer of funds, among others.
Examines the GDPR regime and new procedural requirements for compliance as well as the criteria for data breach notification and for the insurability of fines.
Explains business interruption coverage and key issues such as gross profit and revenue, period of coverage, trends clauses, and extended reputation coverage.
Outlines the state of the standalone cyber insurance market along with the growing risks and future developments.
Written from a UK perspective with additional analysis of the most relevant US cases as well as the legal positions in Australia and New Zealand.